Mortgage Loan Processor
Company: FIRST COMMUNITY CREDIT UNION
Location: Beloit
Posted on: November 2, 2025
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Job Description:
Description: Key Responsibilities - Review mortgage loan
applications submitted through Blend and entered into Byte Loan
Origination System (LOS) for accuracy and completeness. - Verify
borrower information, including income, assets, employment,
liabilities, and credit reports, ensuring proper documentation is
obtained. - Order and review appraisals, title work, flood
certifications, verifications of employment/assets, and other
third-party services. - Prepare and deliver required loan
disclosures and ensure compliance with federal and state lending
regulations, including TRID. - Communicate clearly and proactively
with members, loan officers, real estate agents, and closing agents
throughout the loan process. - Work closely with underwriters to
resolve conditions and provide requested documentation in a timely
manner. - Maintain detailed and accurate records in Byte LOS and
ensure loans meet internal and investor guidelines prior to
closing. - Monitor pipeline to meet processing turn-time goals and
credit union service standards. - Support members by providing
guidance on documentation requirements and ensuring a smooth and
positive mortgage experience. - Availability to attend special off
site sales events and credit union functions, as needed.
Requirements: - High school diploma or equivalent required;
associate or bachelor’s degree in business, finance, or related
field preferred. - Minimum 2 years of mortgage processing or
lending experience in a financial institution or mortgage company.
- Proficiency with mortgage loan origination systems; experience
with Byte and Blend strongly preferred. - Strong knowledge of
mortgage products, TRID, RESPA, HMDA, and other applicable
regulations. - Excellent organizational skills and attention to
detail. - Strong communication skills with the ability to explain
complex information in a clear and member-friendly manner. -
Ability to manage multiple files simultaneously while meeting
strict deadlines. - Team-oriented with a commitment to providing
outstanding member service. - Employees must comply with government
and other regulations affecting the credit union industry including
but not limited to the Bank Secrecy Act and The USA Patriot Act.
Working Conditions: Normal office working conditions with the
absence of disagreeable elements. Note: The statements herein are
intended to describe the general nature and level of work being
performed by employees, and are not to be construed as an
exhaustive list of responsibilities, duties, and skills required of
personnel so classified. Furthermore, they do not establish a
contract for employment and are subject to change at the discretion
of the employer. Compensation details: 20-24 Hourly Wage
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Keywords: FIRST COMMUNITY CREDIT UNION, Janesville , Mortgage Loan Processor, Accounting, Auditing , Beloit, Wisconsin
